SMITH (nee Montgomery) Frances Peacefully after a long illness on 7th January 2013 at home, aged 75 years of Torpoint (formerly of Scotland). Dearly loved wife of Derek. Loving mum of David, Colin and Angela. Much loved nana of Emma, Liam, Charlotte, Mikey and Brandon. Memories of you in our heart will stay. We miss you more than words can say. Funeral service to be held at Glynn Valley Crematorium on Tuesday 22nd January at 3.30pm. Either flowers or donations made payable to Torpoint & Rame Community Nurses Friends may be sent to Pidgen & Son, 4 Trevol Business Park, Torpoint, Cornwall, PL11 2TB. Tel: 01752 812479.